Life Insurance
$7,500 Accidental Death benefit is 24 hour coverage - business or pleasure. This benefit pays when a member dies from a sudden, unforeseen, and unexpected event including exposure or disappearance.
$7,500 Line of Duty benefit is defined as a “covered activity” and will pay in addition to the Accidental Death benefit when a member is killed while performing law enforcement duties
$7,500 Felonious Assault benefit is paid in addition to the Accidental Death and Line of Duty Benefits when a member’s loss of life results from use of force equivalent to a felony under the jurisdiction in which the accident occurred.
Expanded Benefits are paid when a member is involved in an accident that directly results in one of the following losses:

• Loss of sight, both eyes $ 7,500
• Loss of sight, one eye $ 3,750
• Loss Thumb and Index Finger $1,875
• Quadriplegia $ 7,500
• Paraplegia $ 5,625
• Hemiplegia $ 3,750
• Reattachment of Hand or Foot $ 3,750
• Loss of Speech $ 3,750
• Loss of hands or feet $ 7,500
• Loss of hand or foot of Same Hand $ 3,750
• Loss of Hearing (both ears) $ 3,750
• Uniplegia $ 1,875

$7,500 - Seat Belt benefit pays in addition to other applicable benefits if a member is killed as a result of an automobile accident while properly utilizing a seat belt, as evidenced by a police report.
 

$7,500 - Occupant Protection Device benefit pays in addition to other applicable benefits if a member is killed as a result of an automobile accident while protected by a properly deployed air bag. This benefit is only paid if the Seat Belt benefits is payable.

$7,500 - Heart and Circulatory Malfunction benefit pays in addition to other applicable benefits if a member under the age of 65 suffers a covered loss of life due to a heart of circulatory malfunction within 48 hours after participation in an emergency activity. The member must not have been diagnosed or received any treatment for any heart of circulatory system disease or illness within two years prior to the covered activity.

$7,500 - Common Carrier benefit is paid in addition to the Accidental Death Benefit if a member is killed while riding on a qualifying land, air, or water transportation.
 

Duty Related Benefit Examples:
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• Accidental Death/ Line of Duty Death: $7,500 Accidental Death
                                                                   $7,500 Line of Duty Death
                                                                   $15,00 Total Benefit

• Line of Duty/Felonious Assult:               $7,500 Accidental Death
                                                                    $7,500 Line of Duty
                                                                    $7,500 Felonious Assault
                                                                    $22,500 Total Benefit

• Line of Duty/Vehicular Death:               $7,500 Accidental Death
                                                                    $7,500 Line of Duty
                                                                    $7,500 Seat Belt
                                                                    $7,500 Occupant Protection
                                                                    $30,000 Total Benefit

Non-Duty Related Benefit Examples:
 • Accidental Death:                                  $7,500 Accidental Death
• Vehicular Accident :                               $7,500 Accidental Death
                                                                  $7,500 Seat Belt
                                                                  $7,500 Occupant Protection
                                                                  $22,500 Total Benefit